Legal Disclaimer:


All content on this site is for informational purposes only.
This site provides no legal advice on any matter.


Any and all information, emails, or communication transmitted through this website, in whole or in part, does not constitute or create a lawyer-client relationship between Kozak & Associates , LLC and any user. Do not send confidential information in response to this website. Your communications will not be considered privileged or confidential unless we have agreed to act as your legal counsel via an executed written contract with Kozak & Associates, LLC. The material on this website may not reflect the most current legal developments. This site may represent personal opinions or interpretations of the law and is subject to revision. Kozak & Associates, LLC disclaims all liability for actions taken or not taken based on the content of this site to the fullest extent permitted by law. Do not act, cease action, or refrain from action based on this website without seeking appropriate legal counsel directly.

Your Privacy Matters. Here's Our Policy:



When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: After approval of your comment, your profile picture is visible to the public in the context of your comment.


If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Contact Forms

All content collected through contact forms is collected for lead generation purposes. We do not sell any information given on this site. Please do not send confidential information via this website as it will not be protected under law. 



If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.



This site uses Facebook Pixel and Google Analytics to track user interactions for optimization purposes. 

Embedded Content

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

This website may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content. 

Who we share your data with

As a general rule, we do not sell information from this site. We do reserve the right to allow third-parties access to site information for optimization purposes if necessary but this is not a standard practice. By using this site, you agree to these terms.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service.

Your contact information

We respect your privacy, identity, and information provided. If you provide your contact information via this site, you consent to allow Kozak & Associates, LLC to contact you for any and all purposes.